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Don't forget to factor in closing costs when considering a home sale or purchase. A'LON Group Inc. is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (713) 551-2030 if your needs include a real estate pro experienced in the business side of real estate.

Expected closing costs

There are certain ordinary fees associated with closing the sale of a house. These expenses are commonly split between the buyer and seller, as directed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Texas to help show you through your deal.

Costs pertaining to your mortgage to be paid at closing    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your transaction, I'll not only work to get the highest sales price, but I'll also campaign for limited closing costs. And once we've arrived at an agreement, I'll describe in detail the closing costs so you know exactly what you're paying for.

Buyers: When buying a property in Harris County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not astonished when you come to the closing table. I'll be glad to review the GFE with you, answering your questions and highlighting any estimates that seem questionable.

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